Register at pmsuryaghar.gov.in with your electricity consumer number and Aadhaar.
Get a quote from an empanelled solar vendor in your state (list on the portal).
Submit online application with vendor details and system size.
DISCOM conducts a technical feasibility inspection.
After approval, vendor installs the system.
DISCOM installs a bidirectional net meter.
Subsidy amount is credited directly to your bank account within 30 days of commissioning.
Collateral-Free Loan
Under PM Surya Ghar, banks offer collateral-free loans up to ₹2 lakh at subsidised interest rates (7–9% p.a.). Even after applying for the loan, the subsidy is credited to your account — effectively reducing your outstanding principal.
Frequently Asked Questions
PM Surya Ghar gives ₹30,000/kW for first 2 kW (₹60,000) + ₹18,000 for the third kW = ₹78,000 total for a 3 kW system. This is the maximum central subsidy. Systems above 3 kW receive no additional central subsidy beyond ₹78,000.
Eligibility: Indian household with a valid electricity connection, own home or landlord permission, no previous rooftop solar subsidy claimed, and PAN/Aadhaar linked bank account. Tenants can apply with a no-objection certificate from the landlord.
After successful commissioning and net meter installation, the subsidy is credited to your bank account within 30 days by the DISCOM. The total application-to-commissioning process typically takes 45–90 days depending on your DISCOM's workload.
Yes. You can take a loan from an empanelled bank, install the system, and the subsidy is credited to your account within 30 days of commissioning. You can then use this amount to prepay the loan, effectively reducing your outstanding balance. The bank's EMI starts on the full loan amount until the subsidy credit.