Calculate your Employee Provident Fund (EPF) contributions, employer share, and total corpus at retirement. FY 2025-26 interest rate 8.25%.
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Calculate your Employee Provident Fund (EPF) contributions, employer share, and total corpus at retirement. FY 2025-26 interest rate 8.25%. This free tool is built specifically for Indian businesses, MSMEs, and entrepreneurs.
Frequently Asked Questions
Employee contributes 12% of basic salary + DA. Employer contributes 12% split as: 3.67% to EPF and 8.33% to EPS (Employee Pension Scheme). For establishments with < 20 employees, both rates are 10%.
The EPFO has kept the EPF interest rate at 8.25% for FY 2024-25. The rate is declared annually by the EPFO board and approved by the Finance Ministry.
Partial EPF withdrawal is allowed for: medical treatment (6x monthly salary), housing (36x monthly salary), marriage (50% of contribution), and education. Full withdrawal is allowed after 2+ months of unemployment or at retirement (age 58).