Fundamental financial calculators every Indian business owner needs — from valuation and break-even analysis to tax planning, loan EMI, and salary calculations.
SME/MSME value using EBITDA multiple, revenue multiple, and asset-based methods with sector benchmarks.
Break-even units and revenue, contribution margin, and margin of safety for any Indian business model.
Monthly EMI for MSME, Mudra, or working capital loans. Full amortization schedule and total interest payable.
Estimate MSME/working capital loan amount based on turnover, profit, CIBIL score, and collateral available.
Income tax under new vs old regime, surcharge, cess, and take-home for salaried and self-employed individuals.
Convert annual CTC to monthly take-home. Calculates PF, HRA, professional tax, and income tax (new & old regime).
Food cost %, gross profit per dish, and ideal menu price. Add all ingredients with quantities for an instant breakdown.
Calculate gratuity payable under Payment of Gratuity Act for private sector and government employees.
Calculate Employees' Provident Fund corpus, employer + employee contributions, interest, and maturity value.
Future value of investments with monthly, quarterly, or annual compounding. Includes inflation-adjusted returns.
Calculate tax-free HRA under Section 10(13A). Metro vs non-metro, actual rent vs 50%/40% of basic.
Compare debt vs equity funding: cost of capital, dilution, EMI impact, and 5-year net profit projection.
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