Business Loan Eligibility Calculator India

Find out how much business loan you qualify for based on your annual turnover, net profit, credit score, business age, and existing EMIs. Covers MSME, working capital, and term loans.

Types of Business Loans Available in India

MSME / Udyam Registered Loan

For businesses with Udyam registration. Priority sector lending with lower interest rates. No collateral required under CGTMSE guarantee scheme.

💰 Up to ₹5 Crore📈 8.5–13% p.a.⏱️ 1–5 years

Working Capital Loan

Short-term loan for day-to-day operations — inventory, salaries, supplier payments. Available as OD (overdraft) or term loan.

💰 Up to ₹2 Crore (unsecured)📈 11–18% p.a.⏱️ 12–36 months

Business Term Loan (Secured)

Against collateral (property, machinery, receivables). Higher amounts, lower rates, longer tenure.

💰 ₹25L – ₹10 Crore📈 9–14% p.a.⏱️ 3–10 years

Mudra Loan (PMMY)

Government scheme for micro-enterprises. Shishu (up to ₹50K), Kishore (₹50K–₹5L), Tarun (₹5L–₹10L).

💰 Up to ₹10 Lakhs📈 8.5–12% p.a.⏱️ 3–5 years

🏦 Loan Eligibility Check

Business Details
Creditworthiness
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