Calculate stamp duty and registration charges for property purchase across all major Indian states. Updated rates for 2025–26.
Stamp Duty Rates Across India
Stamp duty is a one-time tax levied by state governments. It is calculated on the higher of the agreement value or the government's ready reckoner / circle rate.
State-Wise Stamp Duty Rates (2025–26)
State
Men
Women
Registration
Maharashtra (Mumbai)
6%
5%
1% (max ₹30K)
Maharashtra (Other)
5%
4%
1% (max ₹30K)
Delhi
6%
4%
1%
Karnataka
5%
5%
1%
Tamil Nadu
7%
7%
4%
Uttar Pradesh
7%
6%
1%
Telangana
5%
5%
0.5%
Rajasthan
6%
5%
1%
Gujarat
4.9%
4.9%
1%
West Bengal (up to ₹1Cr)
5%
5%
1%
Punjab
7%
5%
1%
Haryana (urban)
7%
5%
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What's Included in Total Registration Cost?
Stamp Duty — Primary tax. Calculated on market value or agreement value (whichever is higher).
Registration Charges — Paid to the sub-registrar's office for document registration. Usually 1% of property value.
Other Charges — May include society charges, advocate fees, franking charges, and GST on new properties under construction (5% for non-affordable, 1% for affordable housing).
Frequently Asked Questions
Stamp duty is a state government tax paid at property registration. Rates vary by state and gender of buyer. Most states offer 1–2% concession for women buyers. Registration charges are additional, typically 1% of property value.
Yes, stamp duty and registration charges are deductible under Section 80C (old tax regime only) within the ₹1.5 lakh overall limit, claimed in the year of payment.
In Maharashtra: stamp duty is 5% for men (6% in Mumbai including metro cess), 4% for women (5% in Mumbai). Registration charges are 1% of market value, capped at ₹30,000. Stamp duty is on the higher of agreement value or ready reckoner rate.
Yes, most states now allow online payment via GRAS (Government Receipt Accounting System), SBI e-pay, or state-specific portals. You must still visit the sub-registrar's office for document registration with biometric verification.