Real Estate Calculators India

Stamp duty is a state tax paid when registering property. Rates vary: Maharashtra 5–6%, Delhi 4–6%, Karnataka 3–5%, Tamil Nadu 7%, UP 5–7%. Most states offer 1–2% concession for women buyers. Registration charges are typically 1% of the property value.

A rental yield of 3–4% is considered average for residential property in Indian metro cities. Above 4% is good, above 5–6% is excellent. Commercial properties typically yield 6–9%. Cities like Pune, Hyderabad, and Chennai tend to offer better rental yields than Mumbai or Delhi NCR.

Yes, stamp duty and registration charges paid for a house purchase are deductible under Section 80C up to the overall limit of ₹1.5 lakh per year. This deduction is available in the year of payment and only under the old tax regime.

Rental income is taxed under "Income from House Property." You can deduct: municipal taxes paid, and 30% standard deduction on net annual value. For self-occupied property, no rental income is taxed but home loan interest deduction up to ₹2 lakh applies.